The Fresh Start Program
Bankruptcy, repossession, bad credit, or no credit at all. We put real people into a reliable car and a genuine second chance, most with $0 down.



Get approved and watch your credit soar.
$0down
on most loans.
Keep your cash for what comes after the keys.
Approved.
The reasons other lots say no are the reasons we say yes.
Here, you’re approved. $0 down on most loans. Drive home today.
Veteran-owned, built for real people.
We opened in 2009 with one rule that hasn’t moved since: treat every person who walks in like they matter. A bankruptcy, a repossession, a rough patch: none of it makes you a bad bet. It just means you had a hard chapter, and we read the whole book.
Keys in hand.
Let’s get you approved.
No lot to drive to for a first answer. Tell us where you’re starting from, and a real person picks it up from there.
Call (972) 436-1600, Mon-Sat, 10 to 7, by appointment only.
- $0 down on most loans
- Late-model, low-mileage vehicles
- Approved through Ch. 7 & 13, repo, no credit
- We fly you in free to pick up your car · Se habla español
- On-time payments report to the bureaus, so you rebuild credit as you drive