The Fresh Start Application

One step, about three minutes. Fields marked * are required. Everything else just helps us move faster.

Important applicant information: Federal law requires us to obtain enough information to verify your identity. You may be asked to provide one or more forms of identification. How we handle your information is in our privacy policy. Submitting this application does not obligate you to purchase.

Bankruptcy

Currently in, or recently discharged from, a bankruptcy? No problem, it's our specialty.

Which type of bankruptcy do you have?

Primary applicant information

First name *

Middle name

Last name *

Date of birth *

Social Security number *

Driver's license number *

Email *

Phone *

Driver's license state *

Current address

Lenders like to see 2 years of address history. If you've lived here less than 2 years, add your previous address below.

Street address *

City *

State *

ZIP code *

Own, rent or live with others *

Monthly amount *

Enter 0 if you pay nothing.

How long?

Previous address (if less than 2 years at current)

Previous street address

City

State

ZIP code

Own, rent or live with others

Monthly amount

How long?

Employment information

Lenders like to see 2 years of work history. If you've been at this job less than 2 years, add your previous employer below.

Employer *

Employer phone *

Position or title *

Gross monthly salary *

How long at this job? *

Previous employer (if less than 2 years at current job)

Previous employer

Previous employer phone

Position or title there

How long?

Other income

Sources of other income (optional)

Amount per month

Best time to contact you?

Add a co-applicant optional

A co-applicant with steady income (a spouse, parent, or family member) can strengthen your approval and lower your payment. Add one here and we'll review you together.

Co-applicant

Bankruptcy

Which type of bankruptcy do they have?

Co-applicant information

First name

Middle name

Last name

Relationship to you

Date of birth

Social Security number

Driver's license number

Phone

Driver's license state

Co-applicant lives at the same address as me

Co-applicant current address

Lenders like to see 2 years of address history. If the co-applicant has lived there less than 2 years, add their previous address below.

Street address

City

State

ZIP code

Own, rent or live with others

Monthly amount

How long?

Co-applicant previous address (if less than 2 years at current)

Previous street address

City

State

ZIP code

Own, rent or live with others

Monthly amount

How long?

Co-applicant employment

Lenders like to see 2 years of work history. If the co-applicant has been at this job less than 2 years, add their previous employer below.

Employer

Employer phone

Position or title

Gross monthly salary

How long at this job?

Co-applicant previous employer (if less than 2 years at current job)

Previous employer

Previous employer phone

Position or title there

How long?

Co-applicant other income

Sources of other income (optional)

Amount per month

Best time to contact them?

Co-applicant other information

Child support balance

Tax lien balance

Student loan balance

Other information (optional)

Child support balance

Tax lien balance

Student loan balance

Please complete the highlighted fields and agree to the authorization above.

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The Fresh Start Application

Bankruptcy

Primary applicant information

Current address

Previous address (if less than 2 years at current)

Employment information

Previous employer (if less than 2 years at current job)

Other income

Add a co-applicant optional

Other information (optional)

You're on your way!